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Payday Loans

The Basics

What is a payday loan?

Payday loans have a variety of other names including "cash advance loans", "cash till payday loans", "check advance loans," "unsecured personal loans", or "post-dated check loans". As the names infer, a payday loan is a small short-term loan secured against a future paycheck for an emergency or to pay bills until you get your check.

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How do payday loans work?

In a payday loan transaction, a consumer borrows a fixed amount, usually between $100 to $1500 for a fee. Cash is immediately transfered to the borrowers checking account. The loans are usually offered for 2 weeks (14 days) or for 1 month (30 days)

What are the qualifications for payday loans?.

Payday loan lender have minimal qualification requirements. You will need to have a job and have worked at that location for at least 3 months. You will also need a checking account. Most payday loan lenders will not check your credit so you can get a payday loan, even if you have bad credit. These loans are referred to as no credit check payday loans.

How much money can I get when I apply for a payday loan?

You can get a payday cash advance loan for $100, $250, $500, $1000 or up to $1500 in 1 hour or the same day.

What is a faxless payday loan, fax free payday loan or no fax payday loan?

All three loans refer to payday loan where you do not have to complete paper documentation and fax it to the payday loan lender. These cash advance loans are fast and extremely convenient. The loan application is usually short and you can get cash wired to your account in 1 hour to 24 hours with no hassles.

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No credit check, no fax, no teletrack payday cash advance loans offered in 1 hour to 24 hours in all 50 states (except where indicated) including Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming New York Los Angeles Chicago Baltimore Washington D.C. Los Vegas Philadelphia Boston New Orleans Los Angeles Seattle Miami Tampa Arizona Memphis Charlotte Dallas Minneapolis Tulsa Cincinatti Las Vegas Detriot Pittsburgh Charlotte Oakland